Showing posts with label Consumer Protection. Show all posts
Showing posts with label Consumer Protection. Show all posts

Sunday, May 16, 2021

Weekly Column: Nominate Mark Herring for Re-Election on June 8

The following is my column that will appear in the Mt. Vernon Gazette, Springfield Connection, The Prince William Times, The Fort Hunt Herald, and Potomac Local in the week of May 17, 2021.

Nominate Mark Herring for Re-Election on June 8

                The June 8 Democratic primary is an opportunity to vote for fairness and justice for everyone by supporting Attorney General Mark Herring. On that day, Virginians will select the Democratic Party’s nominees for Governor, Lieutenant Governor, Attorney General and several Delegates.

Republicans controlled the Attorney General’s Office for 28 years until Mark won in 2013.  While many conservatives promote the Attorney General position as Virginia’s “chief prosecutor” and prioritize prosecuting cases, most criminal justice work is done by local Commonwealth’s Attorneys.  Criminal justice work is a small fraction of the Attorney General office’s 400 attorneys and other staff’s work.  Since taking office, Mark has grown the office and refocused it to help all Virginians instead of targeting the poor.

Mark has defended legal challenges against our firearm violence prevention laws like our one-gun-a-month law, “red flag” law and universal background checks.  He issued an Attorney General’s opinion to block recognizing weak out-of-state concealed weapon permits.  He also sued to block 3D printed “ghost guns” from hitting the streets.  

Monday, March 9, 2020

Weekly Column: The 2020 General Assembly: 39 Surovell Bills Passed

The following is my column that will appear in the Mt. Vernon Gazette, Springfield Connection, The Prince William Times, The Fort Hunt Herald, and Potomac Local in the week of March 8, 2020.
The 2020 General Assembly:  39 Surovell Bills Passed
 The 2020 General Assembly finished work on all legislation this past Sunday, except we did not pass a final state budget or elect new judges to fill vacancies.  We will return to Richmond on Thursday, March 13, to complete that work and adjourn for this year.
                This was my most successful session in passing bills in my eleven years in the General Assembly.  The legislature sent 39 of my bills to Governor Ralph Northam.  We carried over nine bills and  referred them to study commissions.  The legislature also carried over my legislation to abolish the death penalty to be potentially considered over the summer. 
                I will highlight some of the other major bills we passed and discuss more bills and the budget in future columns.

Wednesday, January 2, 2019

Weekly Column: My Agenda This Session - Coal Ash, I-95, and Equal Rights

The following is my column that will appear in the Mt. Vernon Gazette, Springfield Connection, The Prince William Times, The Fort Hunt Herald, and Potomac Local in the week of January 2, 2019.

The General Assembly Session gavels in on January 9, 2019 and we have a full agenda awaiting us for our 45-day or “short” session.

First, the budget will probably take center state this year even though we adopted a two-year budget last year.  As I mentioned in my previous column, between federal tax reform, rising revenues, and the Supreme Court’s Wayfair decision that allows states to tax internet sales, the Commonwealth has over $1 billion of excess revenue to appropriate.  Governor Northam has proposed a targeted tax cut to working Virginians, investments in K-12, and investments in higher education.

Wednesday, March 7, 2018

Kingtowne/Beluah Corridor Monthly Column: 2018 Session Wrap Up

The following will appear in next month's Kingstonian Magazine and Beulah Corridor monthly magazine.

This year, I had a relatively successful session.  I passed 13-14 pieces of legislation including bills to lower fees for security freezes on credit reports, facilitate child testimony at abuse proceedings, provide juvenile court judges discretion to reduce charges if children rehabilitate, allow courts to withhold for spousal support, providing local government funds for commercial transit corridor utility undergrounding, and education children about the dangers of sexting. 

My bill to raise Virginia’s lowest-in-nation misdemeanor-felony threshold passed after putting the bill in for nine years.  Also, my bill to extend our coal ash study process for twelve months so we can clarify how many billions of dollars the coal ash remediation process will cost before choosing a method.

Tuesday, February 13, 2018

Weekly Column - Week Five: A Deal on Misdemeanor-Felony Threshold, Coal Ash Continues

The following is my column that will appear in the Mt. Vernon Gazette, Springfield Connection, The Mt. Vernon Voice, and the Potomac and Stafford Locals in the week of February 6, 2018.
Week Five: A Deal on Misdemeanor-Felony Threshold, Coal Ash Continues
The fifth week of session brought a furious pace to legislating including some of the most contentious bills of the session as we approached “crossover” – the day the Senate and House are required to complete action on legislation originating in each chamber.  It was mostly a successful week for me.  Twenty-one of my bills are now set to pass the Senate to be considered by the House of Delegates.
First, Governor Northam announced an agreement to raise Virginia’s threshold between misdemeanors and felonies from $200 to $500.  Once enacted, Virginia’s threshold will still be the second lowest in the United States.  I have introduced this legislation every year for nine sessions I was pleased it is finally going to be enacted into law.  

Sunday, March 6, 2016

Weekly Column: Bills Becoming Law As Session Ends

The following is my column that will appear in the Mt. Vernon Gazette, The Mt. Vernon Voice and The Potomac-Stafford Local in the week of March 5, 2016.
Bills Becoming Law as Session Ends
The eighth week of the General Assembly session brought a few vetoes and heated debates as the most contentious bills of the session moved toward final passage.

Eight of my bills have either been signed into law, passed by both houses or are on Governor Terry McAuliffe’s desk awaiting signature.  My legislation to revive the Freedom of Information Act (FOIA) cleared a final hurdle.  FOIA applies to all state and local agencies, from the governor to local  school boards and is how citizens can ensure their government is operating openly and fairly.  

Last year, the Supreme Court of Virginia held that government agencies rarely have a duty to redact documents if the documents contain even the smallest amount of information that is exempt from FOIA and that agencies can withhold entire documents.  The court also held that government officials’ decisions to withhold documents should receive “great weight” during court reviews.  

Monday, January 25, 2016

Weekly Column: Week #2: Reigning in Predatory Towing, Equality for Women, and Budget Requests

The following is my column that will appear in the Mt. Vernon Gazette, The Mt. Vernon Voice and The Potomac-Stafford Local in the week of January 25, 2016.
Week #2: Reigning in Predatory Towing, Equality for Women, and Budget Requests 
Aside from the snowstorm of the century, this week brought the start of consideration of legislation and initial work on our state budget. 
Four of my bills were acted on this week.  First, earlier this year, Congress passed the Surface Transportation Board Reauthorization Act of 2015.  Congressman Don Beyer successfully included an amendment that confirmed state and local governments’ authority to regulate towing which had been in doubt. 

Sunday, October 11, 2015

Michael Pope and WAMU Highlight Victims of Car Title Lending

Over the last week, WAMU reporter Michael Pope aired an insightful five-part series highlighting the stories of Virginia car title lending victims. 

Finding these victims and highlighting their stories took a lot of perseverance and it's an impressive series. 

 I have been fighting these practices for the last three years.  In 2013 and 2014, I introduced HB2323 and HB973 to give the Board of Supervisors the authority to limit the number that can locate in an area and in 2015, I introduced HB2011 prohibiting consumer finance companies from locating in the same storefront - which is a major focus of this story. 

You can listen to each story here:
Story #1 - Inside The Fast Cash World of Virginia Car-Title Lenders (Oct. 5, 2015)

Story #2 - How Virginia Became the Region's Hub For High-Interest Loans (Oct. 6, 2015)

Story #3 - For Military Personnel, High Interest Lenders Aren't Far Away (Oct. 7, 2015)

Story #4 - As Repossessions Pile Up, Critics of Car Title Lenders Call for Change (Oct. 8, 2015)

Story #5 - Inside Virginia's Car-Title Loan Industry and Why It Drives Watchdog Groups Crazy (Oct. 9, 2015)
Attorney General Mark Herring has announced a new unit to focus on predatory lending and on Friday, Governor McAuliffe announced that he is also going to propose an interest rate cap.  No word on what that number will be, but it's nice to finally have some company fighting these companies. 

Friday, September 11, 2015

Action Needed on Predatory Lending

Last month, I released my new political advertisement discussing the problem of exploding predatory lending on U.S. 1.

Today, I held a press conference with Attorney General Mark Herring regarding the continuing problem of predatory lending in the U.S. 1 Corridor and his recent decision to set up a unit in the Attorney General's Office specifically focused on enforcing Virginia's laws against predatory lenders.



Car Title Lenders on Route 1 are preying on working families and service members with up to 264% interest rates. It's wrong. As your Senator, I'll stop these outrageous rates.
Posted by Scott A. Surovell on Wednesday, August 19, 2015
There are several things we can do to get this under control:
  • Allow local governments to limit the number of predatory lending businesses that can locate in a neighborhood.
  • Limit predatory lenders from locating within a certain radius of their targets such as military bases or casinos.
  • Prohibit car title lenders from co-locating other financial institutions that offer different products in the same storefront.
  • Cap interest rates at thirty-six percent.
I have here is media coverage of our press conference.

Wednesday, June 24, 2015

Weekly Column: Predatory Lending Continues Its March Through Virginia and U.S. 1

The following is my column that will appear in the Mt. Vernon Gazette and The Mt. Vernon Voice in the week of June 23, 2015.
Predatory Lending Continues Its March Through Virginia and U.S. 1
The Virginia’s State Corporation Commission latest annual report says that predatory car title lending is thriving in Virginia .  With nearly three dozen car title lenders between Alexandria and Quantico on U.S. 1, this is troubling news, except to the lenders out to make big profits.    You can read the full report on my online newsletter –The Dixie Pig – at scottsurovell.blogspot.com 
Car title lending began in our state in 2010 after Virginia limited interest rates on payday loans and predatory lenders argued that a new option was needed.  Virginia law authorizes lenders to lend money at rates up to 30% per month which equates to around a 297% annual percentage rate (APR).  A consumer can  borrow up to 50% of their vehicle’s equity and the loan term is limited.   

Thursday, May 7, 2015

Surovell Receives Consumer Protection Award


**FOR IMMEDIATE RELEASE**
May 6, 2015
 
More Information: Megan Howard, 703.850.8618


SUROVELL RECEIVES CONSUMER PROTECTION AWARD

Mt. Vernon, VA- Delegate Scott Surovell (D-44) was presented with the "Champions of Consumer Rights" Award by the National Association of Consumer Bankruptcy Attorneys (NACBA) over the weekend. The award recognizes his years of advocacy to protect consumers, push back against predatory lending and House Bill 2015 which seeks to provide exemptions related to child care support.
 
NACBA President Edward Boltz stated, “We are pleased to recognize Delegate Scott Surovell with the award in recognition of his tireless advocacy for consumers, including his work in combatting abuses by payday lenders and car title lenders, and particularly his successful effort, working with NACBA members in Virginia, to enact legislation to protect Virginians in bankruptcy from having their child support, spousal support, and earned income tax credits taken by bankruptcy trustees.”
 
The legislation, House Bill 2015, provides modifications to bankruptcy exemptions related to child care support and allows an individual filing bankruptcy or subject to judgment collections to exempt child and spousal support arrearages from actions to collect debts by creditors.  It also allowed debtors to spread existing exemptions for individual vehicles or firearms among multiple assets instead of having to claim only one car of firearm as exempt.  
 

Monday, February 23, 2015

Weekly Column: Ninja Weapons, Shotguns and State-run Local Schools Struck

The following is my column that will appear in the Mt. Vernon Gazette and The Mt. Vernon Voice in the week of February 24, 2015.
Ninja Weapons, Shotguns and State-run Local Schools Struck
In the fifth week of the General Assembly session, several of my bills moved toward passage and a few controversial bills are being debated. 
Surovell Legislation Moving
First, my legislation to protect Earned Income Tax Credit and Child Tax Credit proceeds, plus child support and spousal support arrearages from creditors, passed the full Senate Courts Committee and should clear the full Senate on Monday as I write this column.  Second, my legislation to simplify the process of continuing lawsuits when parties pass away cleared the Senate last week and was sent to the Governor.
Third, my bill to waive Standards of Learning tests for elementary and secondary students with high scores on Advanced Placement or International Baccalaureate tests was added to another bill to grant greater flexibility to school systems to waive Standards of Learning tests. That legislation will likely pass the Senate as well.

Tuesday, February 10, 2015

Weekly Column: Bills on Protecting Child Support, SOL Flexibility, and Consumer Protection Pass

The following is my column that will appear in the Mt. Vernon Gazette and The Mt. Vernon Voice in the week of February 10, 2015.
Bills on Protecting Child Support, SOL Flexibility, and Consumer Protect Pass
The third week of the “short” session of the General Assembly brings us to “Crossover.”  “Crossover” is the midpoint of the session when both houses must complete work on their own bills and begin work on bills from the other chambers.    
 
Several of my bills have moved forward.  First, last year, one of my Amundson Fellows from West Potomac High School, Colleen O’Grady, suggested that I introduce legislation allowing school systems to waive Standards of Learning (SOL) testing for students who achieved a certain score on an Advanced Placement test in the same subject.  My bill was rolled into legislation proposed by another member granting local systems more flexibility to waive SOL tests and passed the House of Delegates unanimously.

Monday, January 26, 2015

Weekly Column: The First Ten Days: Sunshine, Pregnancy Discrimination and Firearms Safety

The following is my column that will appear in the Mt. Vernon Gazette and The Mt. Vernon Voice in the week of January 26, 2015.
The First Ten Days: Sunshine, Pregnancy Discrimination and Firearms Safety
The first ten days of the General Assembly session are usually slow, but were full of surprises this year. 
First, while on my way to Governor Terry McAuliffe’s State of the Commonwealth Address, I learned that Senator Toddy Puller had announced her retirement. After digesting the shock and speaking to Toddy, I walked into the House of Delegates chamber to hear the governor’s address.  
Most of the first week was focused on organizing committees, passing non-controversial bills developed over the summer and putting the finishing touches on our own bills. 
I introduced several bills that I did not cover in my prior columns. First, I introduced legislation prohibiting a Virginia employer with more than 15 employees from either discriminating against or firing a woman because she is pregnant. This issue, as it is addressed in federal law, is currently pending before the U.S. Supreme Court. However, Maryland adopted similar legislation last year and nothing prohibits Virginia from strengthening its own laws.

Sunday, January 18, 2015

Announcing Scott Surovell for State Senate!

In June of 2009, I announced my run for the Virginia House of Delegates and declared my intention to fight for the people of Southeastern Fairfax County's where I have lived my entire life.

Since that time, we have achieved much together:
  • I have brought back over $300 million in new funding for Fairfax, Prince William and Stafford County's public schools since 2009.
  • Worked with Senator Toddy Puller to secure $2 million for the U.S. 1 Multimodal Transit Alternatives Analysis which recommended extending the Yellow Line to Hybla Valley and bus rapid transit to Woodbridge
  • Fought the expansion of predatory lending on U.S. 1
  • Repealed Virginia's wrong-headed $100 tax on hybrid vehicles with Senator Adam Ebbin
  • Expanded mental health services at Virginia's community colleges.
  • Led the fight to make texting while driving a primary offense
  • Passed legislation to allow parents to protect children from identity theft. 

Monday, January 12, 2015

Weekly Column: Focusing on U.S. 1, Predatory Lending, Electronic Textbooks and Human Rights

The following is my column that will appear in the Mt. Vernon Gazette and The Mt. Vernon Voice in the week of January 13, 2015.
Focusing on U.S. 1, Predatory Lending, Electronic Textbooks and Human Rights
 
The 2015 General Assembly session starts this week. Last week, I previewed the overall session. This week, I will outline my legislative agenda.
 
First, I invite you to complete my constituent survey online at www.scottsurovell.org/survey The online version is more comprehensive than the mail version.
 
One of my top priorities since being elected in 2009 has been the improvement of U.S. 1. In 2012, Senator Puller and I secured $2 million for the U.S. 1 Multimodal Transit Alternative Analysis Study. That study concluded in October when officials signed a resolution recommending a six-lane road, multi-use paths, a median-dedicated bus rapid transit system to Woodbridge and a two-stop Yellow Line Metro extension to Hybla Valley.

Tuesday, March 4, 2014

Weekly Column: One Week Left!

The following is my column that will appear in the Mt. Vernon Gazette, The Mt. Vernon Voice and Patch in the week of March 3, 2014.
One Week Left for General Assembly

We have one more week before the General Assembly Session is scheduled to adjourn, and pressure is mounting to finish our work. 

On Friday, live on WTOP, Governor McAuliffe signed legislation repealing the $64 per year Hybrid Tax and mandating refunds to everyone who paid.  I am pleased that we will no longer be taxing virtuous conduct and that the wishes of 7,700 Virginians expressed in the petition I circulated with Senator Adam Ebbin were honored. 

Closing the healthcare coverage gap or the Medicaid expansion continues to dominate the discussion in Richmond.  Republicans in the State Senate have proposed a compromise plan which would use federal monies to fund a state insurance program to cover some, but not all of the individuals currently not insured.  It is not as comprehensive as a full Medicaid expansion, but it is at least something.

Tuesday, February 11, 2014

Weekly Column: Session Midpoint: Twelve Bills Marching On

The following is my column that will appear in the Mt. Vernon Gazette, The Mt. Vernon Voice and Patch in the week of February 10, 2014.
Session Midpoint:  Twelve Bills Marching On 

As we approach the midpoint of this session, I have more good news.  Twelve of my bills have passed the House, are poised to pass, or are causing changes:
  • Repeal of the tax on hybrid vehicles passed two weeks ago. 
  • Legislation to allow parents to “freeze” their children’s credit through age 16 passed the House unanimously.  I introduced this after my 13 and 11-year-old daughters received credit card solicitations. Children are easy targets for identity theft because it is not discovered until they are much older. Virginia is now poised to be the sixth state to adopt such legislation.
  • My bill clarifying who controls a real estate brokerage on death of a broker passed unanimously. This will help protect consumers and the deceased owner’s family.
  • Legislation to add Marines and members of the Coast Guard to serve on juries passed unanimously.  I noticed that current law only includes active duty, non-Virginia domiciled members of the Army, Navy and Air Force.  
  • My legislation to allow Fairfax County to charge $5 per traffic ticket to purchase electronic traffic ticketing systems passed last week and will save taxpayers millions of dollars.   
Passage of several others bills by Tuesday looks promising: 

Thursday, May 16, 2013

Will a Virginia Expungement Continue to Have Value?

In Virginia, a person is generally entitled to an expungement, if they are found not guilty or their charge is dropped without any finding of guilt.  Here's what Virginia Law currently says:
The General Assembly finds that arrest records can be a hindrance to an innocent citizen's ability to obtain employment, an education and to obtain credit. It further finds that the police and court records of those of its citizens who have been absolutely pardoned for crimes for which they have been unjustly convicted can also be a hindrance. This chapter is intended to protect such persons from the unwarranted damage which may occur as a result of being arrested and convicted.
Once expunged, a person does not have to disclose the charge on an employment application.  It is also a crime to ask someone about an expunged charge in the employment process (excluding federal security background checks).

Notwithstanding Virginia Law, some companies have continued to make information regarding expunged charges available - completely destroying the purpose of Virginia's system - and continuing to subject people to the consequences of having an unfounded charge appear on their record.  It's not fair at all and sidesteps Virginia Law. 

Monday, February 4, 2013

Weekly Column: Five Bills Poised to Pass; Two Budget Amendments Adopted

The following is my column that will appear in the Mt. Vernon Gazette, the Mt. Vernon Voice and Patch in the week of February 5, 2013.

Five Bills Poised to Pass; Two Budget Amendments Adopted

The Virginia legislature is now approaching “crossover” – the day that each body must complete work on its own bills and begin work on bills from the other body.

As I write this, one of my bills has passed the House and four more are probably headed to the Senate for consideration. Earlier this year, I represented a client who had work done on his condominium by a contractor. My client did not know the contractor was unlicensed. An unlicensed contractor cannot sue because their contract is illegal (like trying to sue on a contract for cocaine), but he placed a lien on my client’s condominium. I was shocked that there was nothing in the mechanic’s lien statute that required a license. My bill requires all contractors to put their license number and information of any mechanic’s lien. This will help protect consumers from predatory lenders. The House approved it unanimously.